When something does go wrong, homeowners are often surprised to learn the homeowners insurance policy they have paid faithfully for years may not cover them. Here are three commonly asked questions about your roof and your property insurance.
Although bad weather events such as hailstorms and windstorms are common causes of roof leaks, that doesn’t mean your roof can’t develop damage even on a sunny day that will then show up at the next rainfall. Here’s how your roof can become damaged without any hostile weather events.
Squirrels may be cute, but they can also be quite rascally. If squirrels manage to access your roof, they could chew and claw at any of your roof components and potentially cause considerable damage. For example, when looking for shelter, a squirrel could chew its way through your roof and into your attic.
Contractors have two types of rubber roofs to choose from. One style is ethylene propylene diene terpolymer, EPDM, which consists of a roll of rubber material. Roofers tend to use EPDM more for commercial than residential buildings. The other style of rubber roofing consists of rubber shingles, which are common for residences.
Here is what you need to know about the composition, advantages, and installation of these rubber roofs.Composition of EPDM
The rubber roofing membrane, EPDM, has two primary ingredients, ethylene and propylene. Both are derivatives of natural gas and petroleum. Manufacturers produce a single-ply rubber roofing membrane at either 45 or 60 millimeters. The rolls come in widths ranging from 7 ½ to 50 feet. EPDM roofing membranes are available in both white and black.
Flashing is cut-to-fit, sheet-metal material fastened under shingles and vulnerable roof areas. Flashing prevents water from seeping into the roof decking, attic, and home. Copper is a reliable, long lasting material that’s often used for roof flashing. Here’s a quick guide to the benefits and uses of copper for roof-flashing applications.Copper Flashing Outlasts Shingles
If you choose to have copper flashing installed on your home, you may never need to have flashing installed again. That’s because copper used for flashing is a long-lasting material that won’t need to be replaced nearly as soon as your roofing shingles.
Although some types of roofing material are more eco-friendly overall than others, there is no such thing as a carbon-neutral roof. Still, even environmentalists need roofs. Here are some strengths and weaknesses to help you weigh the environmental impacts of different roofing materials that are considered eco-friendly.Metal:
Some of the biggest selling points for metal roofing as an eco-friendly material are its reflectivity, its longevity, and its recyclability. It’s true that metal roofing can be a cooler roof than, say, natural slate, which is typically darker in color and less reflective. Metal roofing is also lightweight, meaning it takes less fuel to transport than heavier roofs.
When the seasons change, there is a lot for homeowners to do to preserve their investment, including protecting and preserving the roof. Failure to maintain and take care of your roof can result in costly property damage over time. After the long winter and typically stormy spring, you should do some tasks to ensure continued performance and curb appeal.
Learn about six roofing suggestions to address before the summer season.
Homeowners who need to replace their existing roofing system have many options. Determining which of the available options is best suited to meet the needs of your residence can be challenging.
Architectural shingles could provide you with the aesthetic, durability, and strength that you want in a new roofing system. Some roofing materials might be out of your budget, but architectural shingles allow you to mimic the look of a cedar shake or slate roof without the cost.
Architectural shingles have a depth and texture that gives them a high-end appearance that can enhance the curb appeal and resale value of your home in the future.
One of the first things most people do when they want to replace a roof is to ask for quotes. People consider quotes important because they help people budget for roofing replacement. However, you need to consider much more than the initial cost when you want to replace a roof. The following are other critical factors to consider.
The roof forms part of the building’s envelope that plays a role in fire protection. A fire-resistant roof can help your house avoid fire damage in case of a fire outbreak outside the house. Roofing materials are either unrated or belong to one of the three classes of fire resistance (class A, B, and C).
Unrated roofing materials have the worst fire resistance followed by class C, B, and A, in that order. Opt for class A materials if you want the best fire protection. We recommend class A materials particularly if your area experiences frequent wildfires.
The roofing material influences the amount of energy you use to cool and heat your house. An energy efficient roof acts as a barrier between your house and the outside weather so that the outside weather doesn’t affect your house. For example, with an energy-inefficient roof, heat from the sun will heat the house and increase cooling costs.
Some roofing materials are more energy efficient than others. Examples of energy efficient materials include slate, clay, and metal. Talk to your roofing contractor to help you choose an energy efficient material. Note that other things (such as the slope and insulation of the roof) than the material also plays a role in the roof’s energy efficiency.
A roof replacement is an expensive investment that you want to last the longest time possible. The roofing material is one of the factors that determine how long your roof will last. Asphalt shingles, which are popular, are some of the least durable roofing materials and only lasts about 15 to 30 years.
On the other end of the scale, slate is one of the most durable roofing materials and can last as long as 150 years. Note that durable roofing materials are also relatively expensive. You may have to balance your need for durability against your budget. Ask your roofing contractor for tips on how to get the longest life from your chosen roofing material.
Some roofs require intensive and frequent maintenance while others are almost maintenance free. Decide how much roof maintenance you want to engage in before you choose your roofing material. Metal roofing, for example, doesn’t crack or split due to normal wear and tear; slate is another example of low-maintenance roofing material.
Examples of roofing materials that require intensive maintenance include green roofs and asphalt shingles. Note that all roofs require maintenance; only the level of the necessary maintenance differs.
Lastly, you must also consider the laws and regulations that govern property constructions in your area. Your homeowners association (HOA) rules, local building codes, and even national building codes may affect the roofing material you can use. Some of these, like HOA regulations, may be for cosmetic reasons while others are for safety purposes.
These regulations may affect different aspects of your roof such as the fire resistance, color, and energy efficiency, among others. Your roofing contractor will help you navigate all these rules so that you don’t have to worry about code violations.
Roof replacement is a big project that requires a professional’s touch. Ray’s Harford Home Improvement Contractors Inc. can help you plan for and execute the project to your satisfaction. Contact us for a quote and discussion on your project, and we won’t disappoint you.
Roofs are durable, which is good because they take a lot of wear and tear from the elements, especially water and ice. Water can cause many problems to various types of roofs including asphalt, wood, metal, etc., but some of the biggest problems arise when the water can’t properly drain, such as in the case of ice dams.
If you want to know more about ice dams and what to do about them, check out these frequently asked questions.
When rain hits your roof, it usually slides into the gutters and away from your home. When snow accumulates on your roof, however, it can impede water flow. This is because snow melts unevenly. Due to the heat from your home, the insulation inside the house, and the sun, the snow in the middle of the roof melts first, leaving the edges still frozen.
As the water continues to melt, it heads for the gutters, but the ice dam may prevent the water from finding an exit. This leads to standing water on your roof, which increases the chance of rot or decay from the water; this water can penetrate the shingles to create a leak inside the home.
Ice dams can also build if you fail to keep your gutters cleaned. Gutters filled with debris become clogged, which impedes drainage. If this water freezes, snow accumulates on the gutters to create an ice dam directly on the gutters. If your gutters are involved, the weight of the ice and snow can cause damage or even rip them from the home.
To prevent ice dams, start by maintaining your gutters so they don’t become clogged or can’t properly drain. This will help water flow naturally, so it doesn’t pool on the roof. You may also want to consider installing a gutter-protection system, which will help keep debris from entering the gutters.
Another way to help stop ice dams from forming is by preventing heat loss though the roof. Heat escaping your home via the roof is what causes the snow to melt unevenly. One way to stop heat from escaping is to seal any holes around ducts, pipes, etc. that pass into the attic and/or through the roof.
If the problem persists, however, you likely need to improve your attic’s ventilation. This process may simply mean ensuring the vents inside the attic are clean and free from blockage, but you may need to install new vents to ensure the hot air in the attic has some place to escape other than through the roof.
You can remove ice dams, however, you should not try to chisel or hammer the ice, as this could damage the gutters or roof, which will only cause more drainage issues, water buildup, and leaks.
One easy way to fix a newly formed ice dam is with a roof rake. While on the ground, use the roof rake to slowly pull the snow off the roof. Make sure you are mindful where you are standing, and where the snow is falling. If thick ice or icicles are already forming, contact a professional to avoid damage and injury.
You may also need to create a path for melted water to reach the gutters or ground — use calcium chloride ice melt in a pantyhose. The chemical slowly and safely melts the ice, giving the trapped water a place to escape.
Homeowners should care for their roof, so it can stay looking and working great. Proper maintenance is the most important key. If you would like more information about maintaining or repairing your roof, contact us at Ray’s Hartford Home Improvement Contractors Inc. today.